Did you know October is Financial Planning Month? It’s the perfect time to think ahead—especially with the holidays coming up fast! Instead of feeling overwhelmed or stressed, you can create a simple plan to make your season more joyful and less expensive. In this blog post I list my favorite steps to help you get started.

A guiding principle in my life, and in my work at Abaya Wealth Management, is the belief that investing in yourself is one of the best decisions you can make. When you do, you open doors—to choices, opportunities, and experiences that bring real joy.

I am living proof of that. Investing in myself over the years has given me the ability to provide for my children and myself, yes—but it has also given me the freedom to say “yes” when opportunities come my way.