As I watch my daughter Jenna graduate college, move to a new state, and begin building her own independent life, I can’t help but think about how different things were for my mother’s generation. My mom remembers a time when women couldn’t get credit without their husband before the Equal Credit Opportunity Act of 1974. In this blog, I reflect on how far women have come financially in just a few decades, why financial education for women still matters today, and why I’m so passionate about helping women build confidence around money and their future.

Recently, I learned something about my mom that really stopped me in my tracks. Even though she has used their family credit cards for years, she was never the primary account holder. It sparked a bigger conversation about financial access, independence, and how many women from her generation were never encouraged, or even allowed, to establish credit in their own names. This experience reminded me that financial preparedness is not about mistrust in a relationship. It is about making sure every person has the ability to navigate life confidently and independently if circumstances suddenly change. It’s a simple but important reminder that financial security also means having access, credit, and accounts in your own name.