Redefining Retirement: Planning Your Next Great Adventure
When I sit down with clients these days, one thing is clear: “retirement” isn’t what it used to be. The old idea of coasting through the golden years after a long career is being replaced by something far more vibrant and personal.
Today, I work with women (and men!) who are “retiring” anywhere from 52 to 75—but for most, that simply means stepping into something new. Retirement is no longer about slowing down; it’s about opening the door to your next great adventure.
As a Certified Financial Planner® and Retirement Income Certified Professional®, I see retirement as a series of exciting transitions, not a single event. Over the years, three common journeys have emerged:
1. The Career Changers and Early Retirees: These are the folks ready for a new chapter anywhere from 50 to 65. Maybe they’re launching a consulting business, starting a nonprofit, or dusting off a passion project. For them, retirement means the freedom to leap—without looking back.
2. The Late Bloomers and Never-Quitters: For some, “retiring” at 65 sounds more like a beginning than an end. They want to keep working—perhaps part-time, as mentors, or simply because they love what they do. Their challenge is blending earned income with Social Security, pensions, and savings in a way that lets them stay active and secure.
3. The Re-Inventors: Many women, especially empty nesters, suddenly have space in their lives and wonder, “What’s next?” Whether it’s travel, volunteering, going back to school, or moving to a new city, this stage is all about exploring new possibilities and writing a fresh story.
No matter which stage you’re in—or if you move through all three!—the real question becomes: How can your wealth support the life you want now?
That’s where real wealth management comes in. At Abaya Wealth Management, I believe your resources should empower your choices, not limit them. My approach is designed to make your transition smooth, intentional, and uniquely yours.
We start with your story. What lights you up? What legacy do you want to create? Your plan begins with your goals and values—not with a spreadsheet.
We craft strategies for every adventure. Whether you’re launching a new venture, blending part-time work with retirement income, or shifting your lifestyle entirely, I help you design flexible, adaptive plans that support your changing needs.
Investments and planning, for life—not just retirement. Markets change, families evolve, dreams grow. Together, we build a portfolio and withdrawal strategy that balances growth, security, and freedom for the decades ahead.
You get a true partner. My job isn’t just to watch your investments—it’s to help you navigate uncertainty, avoid costly mistakes, and stay focused on your next big adventure.
Retirement isn’t an ending—it’s your opportunity to live life fully. With the right plan, you can say “yes” to the experiences and opportunities that matter most—whether that’s supporting loved ones, traveling the world, giving back, or finally doing the thing you’ve always dreamed of.
Wealth management is the bridge between dreaming and doing.
You don’t have to have all the answers. Whether you’re just starting to imagine what comes next, or you’re ready to leap into something new, I’m here to help you map out the journey and make the most of every stage.
Let’s talk about what your next adventure looks like—and how your wealth can help you live it, confidently and joyfully. Schedule a call with me at Abaya Wealth Management. Your next chapter is waiting—and together, we can make it your best yet.